Over 20 years of experience in the Insurance and Financial Service Industry with Commitment, Dedication, Honesty, Integrity, and Trust; while serving peoples Individual & Business needs.
Education: According to the The American College, less than 5% of all registered Insurance Agents and Financial Planners throughout the nation have both the CLU & ChFC Professional Designations. These designations are accredited through The American College, Bryn Mawr, Pennsylvania.
Accreditation: The American College is accredited by the Commission on Higher Education of the Middle States Association of Colleges and Schools, 3624 Market Street, Philadelphia, PA 19104 (215-662-5606). The Commission on Higher Education is an institutional accrediting agency recognized by the U.S. Secretary of Education and the Commission on Recognition of Postsecondary Accreditation.
Please call (888-263-7265) or fax (610-526-1465) for a reference on my qualifications and the ethical standards set by The American College. The American College Web Page is located at: http://www.theamericancollege.edu/
LUTCF: Life Underwriter Training Council Fellowship, Designation. Sponsored by the (NALU) National Association of Life Underwriters. Graduated October 1986. LUTCF Online Resource Center
CLU: Chartered Life Underwriter, Designation. Sponsored by The American College. Graduated October 1993.
ChFC: Chartered Financial Consultant, Designation. Sponsored by The American College. Graduated October 1995.
The CLU designation is the undisputed professional credential for persons involved in the protection, accumulation, preservation, and distribution of the economic values of human life. Since the first examinations were held in 1928, over 81,000 men and women have met the educational, experience, and ethics mandates needed to earn the CLU designation.
The CLU program provides insights into the life insurance business, its importance to the economy, its operation and distribution systems, and its resurging importance for safe and secure investments. For agents, field managers, home office personnel, and others involved in providing life insurance products to the public, the CLU designation is the common bond for continuing growth and commitment to professionalism.
The ChFC program focuses on the comprehensive financial planning process as an organized way to collect and analyze information on a client’s total financial situation; to identify and establish specific financial goals; and to formulate, implement, and monitor a comprehensive plan to achieve those goals.
The ChFC program provides financial planners and others in the financial services industry with in-depth knowledge of the skills needed to perform comprehensive financial planning for their clients. Since its inception in 1982, over 30,000 men and women have met the educational, experience, and ethics mandates needed to earn the ChFC designation.